FACTORS AFFECTING BANK LIQUIDITY IN REPUBLIC OF NORTH MACEDONIA
Research Article
FACTORS AFFECTING BANK LIQUIDITY IN REPUBLIC OF NORTH MACEDONIA
ABSTRACT
Banks' liquidity is a critical phenomenon that must be constantly monitored and managed in order for bank to achieve an appropriate maturity transformation of liabilities into assets, while maintaining an appropriate level of profitability. Additionally, liquidity as a critical point in the management of the bank's assets indirectly affects the growth, development, but also the functioning of the banks in general. The purpose of this research is to determine the factors that affect the liquidity of banks in the Republic of North Macedonia measured through gross loans to total assets ratio. In order to determine which factors affect the liquidity of the banks in RNM, the regression model includes secondary data on micro-factors affecting the liquidity of the banking sector, ie NPL / Gross loans (non-fin.), ROAA, Cost to income ratio, Loan growth, Deposit growth, CAR and secondary data on macroeconomic factors. ie GDP growth, inflation and unemployment. Furthermore, the empirical research continues to focus more on the individual groups of banks by size, in order to determine the micro factors that have a significant impact on the liquidity of large, medium and small size banks in the Republic of North Macedonia for the time spin 2005q1 – 2020q1.
B. DANEVSKA, A.,
&
ALILI SULEJMANI 1, L.,
&
LOKCE, A.,
(2020). FACTORS AFFECTING BANK LIQUIDITY IN REPUBLIC OF NORTH MACEDONIA. Trends in Economics, Finance, and Management Journal, 2(2), 33-42. Arrival Date Posted By:https://tefmj.ibupress.com/articles/factors-affecting-bank-liquidity-in-republic-of-north-macedonia
